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“The team at Moxie are hands down the best I have worked with in 20 years in this industry. Not only are their products, pricing, and investor options unmatched, but also their knowledge, strategy, and overall approach consistently serves our clients at the highest level and makes living their dreams of homeownership possible.”

“Calvin is always quick to respond, available whenever my clients need him — even on weekends… Having a lender I can fully trust makes a huge difference in my business.”

“Moxie is great to work with! We threw them a loop and needed to close 30 days early. They were able to pull it off, all while providing great communication + great rates. It was a mini miracle! Highly recommend Moxie!”

“Working with Robert and Moxie Mortgage was an absolute game-changer. They are relentless, insanely smart, and incredibly knowledgeable — no challenge is too big; they always find a solution. From getting the best rates to providing hands-down top-tier service and communication, Moxie goes above and beyond every step of the way.”

“They went above and beyond for my client and secured an absolutely unparalleled VA interest rate… Even at the last minute, Robert was able to reduce my clients’ costs by an additional $700.”

“Moxie is incredible to work with! They truly go above and beyond for every client. They’re true solution finders — ALWAYS responsive, proactive, and committed to making the process as smooth as possible. I have full trust in them and look forward to making more clients’ dreams come true together!”

“Robert and his skilled team really are the best I have met in over 25 years! No hidden fees, no hidden costs… Just great service!”

“Working with Moxie Mortgage was truly an outstanding experience. From start to finish, their team provided unmatched service — it’s rare to find a lender who combines deep expertise with genuine care for their clients. I highly recommend Robert & Moxie Mortgage to anyone looking for top-tier service and a seamless lending experience!”

“Despite the 6-hour time difference between the Big Island of Hawaii and Florida, he consistently stays responsive and keeps every transaction moving smoothly all the way to the finish line.”

“Moxie Mortgage is fantastic to work with. They’re incredibly knowledgeable, think outside the box to get the deal done, and have excellent communication with agents + clients. Highly recommend!”

“They were extremely responsive, supportive, and helped navigate several hurdles along the way… they were able to get the loan closed in about 15 days, which was incredibly impressive.”

“Robert at Moxie Mortgage was incredible! He went above and beyond, pulling out all the stops to make sure our deal got done. He was responsive, solution-oriented, and truly fought for us every step of the way. We couldn’t recommend Robert and Moxie Mortgage more highly!”

“Working with Moxie mortgage and Robert Lucido made my clients’ sale and purchase of their new home a smooth transaction. Moxie and Robert did an amazing job making sure we were updated regularly regarding their VA loan which got us to the closing table as quickly as possible!”

“Shout out to Robert Lucido with Moxie Mortgage, who went above and beyond what I thought was possible, for my client!! Robert’s knowledge and professionalism demonstrated 5-STAR customer service that was unbelievable!”

“Robert and Moxie did a great job getting my first time buyers loan closed in 19 days. We had a small glitch just before closing and Robert went above and beyond to be sure we closed on our contract close date. Thanks for your hard work and professionalism!”

“I had a client who was looking to move to Hawai‘i island. Looking for a VA loan and needed to close in 30 days. Robert and his team were able to work with me and now our clients to make it happen. We closed in the 30 days and our clients are smiling ear to ear.”