Justin was ready to move from Oahu to the Big Island, but years-old delinquent debts were standing in the way of his first home. He took immediate action on a 90-day credit repair plan, successfully deleting every delinquency and boosting his score by 122 points. By following this clear path, Justin qualified for a conventional loan with prime pricing and a lower interest rate. He is now settled in his dream home thanks to his hard work and a streamlined lending process designed for real-life challenges.